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The Coop Online CE Pre-licensure Education Events ResourcesFun Stuff Blog Help Contact Us Knowledge Base/FAQ Purchased Classes Have an Account? LOGIN VA Modernization Posted by Ren Reed on February 01, 2023 With the recent passage of HR 7735, better known as *Improving Access to the VA Home Loan Benefit Act of 2022*, the VA will be starting the process of updating its guidelines on appraisals. Specifically,they will be looking at alternative appraising... Read more → UWM vs. AML Update Posted by Emma Bowder on January 18, 2023 You might remember the United Wholesale Mortgage lawsuit we talked about almost a year ago. Link here to watch our LO Down from last year. Read more → Changing Your Perspective Posted by Ken Perry on November 16, 2022 Hi all! I’ve been reflecting on the past couple of months and wanted to tell you a little bit of a story about the lessons I have learned. So the lesson is that starting to work out is horrible. I’m a big fan of working out, I used to run like... Read more → The LO Down - Alternative Credit Posted by Emma Bowder on November 16, 2022 Mortgage applications follow a pretty set process. Lenders check whether income and assets meet certain criteria, but the actual loan approval is based heavily on what’s in the credit report. As long as there is ample data in that credit report, the... Read more → The LO Down - Non-QM Loans Posted by Tifany Pledger on November 02, 2022 With interest rates at all-time highs and looking to stay there for a while, lenders are having to think outside of the box in order to prospect leads and stay in business. Yes, house prices are coming down, but are not expected to decrease fast... Read more → The LO Down - Mortgage Insurance Posted by Emma Bowder on October 19, 2022 There is a lot of buzz in the industry right now about Mortgage Insurance, specifically whether or not it should be lowered. But what is it and why do we keep hearing about it? In simple terms, mortgage insurance is just that - Insurance. But unlike... Read more → The LO Down - Appraisal Trends Posted by Tifany Pledger on October 05, 2022 Due to the positive experiences regarding the appraisal flexibilities allowed during the pandemic, in the spring of 2022, the mortgage industry decided to make the use of desk-top appraisals a more permanent option for certain transactions. A... Read more → The LO Down - Mortgage Servicing Posted by Tifany Pledger on September 21, 2022 We all have been following the recent changes in the mortgage industry. At first, interest rates were at record low levels and most lenders had plenty of both purchase and refinance business to keep their employees busy. But then, rates started to... Read more → The LO Down - Cobuying Posted by Tifany Pledger on September 08, 2022 With home prices reaching astronomical levels, it can be difficult for many to qualify to purchase the home of their dreams. However, there is an option referred to as Co-buying that is gaining some popularity. Co-buying is basically a group of 2 or... Read more → The LO Down - Homeowners Assistance Fund Posted by Tifany Pledger on August 24, 2022 The Homeowners Assistance Fund (HAF) was passed in 2021 as part of the American Rescue Plan. It was created as a way to make sure individuals and families can stay in their homes, and weather the financial challenges brought on by the Covid-19... Read more → Next Comments Receive Updates by Email Recent Articles Search by Tags Compliance (74) Mortgage (58) REALTORS (45) Ken Perry (40) CFPB (39) RESPA (34) Fines (27) Knowledge Coop (26) Advertising (25) Loan Officer (22) Technology (22) Continuing Education (14) LO (14) Equifax (8) Fannie Mae (8) Freddie Mac (8) Mortgage Lending (8) Did You Know? (7) HMDA (7) MBA (7) Appraisals (6) Customer Service (5) TILA (5) TRID (5) VA Loans (4) FHFA (3) Interview (3) USDA (3) Brokers (2) FHA (2) SARS (2) The Reviews Are In // The Secret Is Out "Ken Perry was awesome, he kept it light but we talked about serious subjects" "Thank you Ken, for making what would be very dry material entertaining. I thoroughly enjoyed this class. :-)" "11 out of 10. A+ job." "Amazing format! Thank you for what you do." Are you ready to enjoy your mandatory CE? We think once you experience the Knowledge Coop difference you’ll look forward to CE each year as a chance to improve on what you do, instead of feeling like its just another hurdle to jump over. Check out the classes coming up and register on the website in 2 easy steps! What We Do Continuing Education Pre-Licensing Education Virtual Workspace Live Events Recent Posts ConnectContact Us Address: 210 W 11th St. Vancouver, WA Email: info@knowledgecoop.com Phone: (360) 342-6176 Copyright 2008 - 2018 www.knowledgecoop.com Legal Stuff NMLS Course Provider...